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Credit Assessment & Guidance

We help improve credit processes with tailored recommendations and real-time insights.

Receivables Management

First- and third-party recovery programs designed to streamline your cash flow.

Investigative Support

In-depth research, asset investigations, and debtor intelligence to aid decision-making.
About Us

Commercial Debt Recovery Backed by Integrity & Results

Accounts receivable are the heartbeat of your business. At Towner & Kohler, we help you protect your cash flow by resolving overdue invoices and delinquent accounts — professionally, efficiently, and respectfully.

Our team combines decades of experience with investigative precision and a client-first approach. We don’t just collect — we collaborate to recover what’s owed and preserve your business relationships.

Our clients stay with us because we treat their business like our own.”

📞 Have questions? Call us directly at 520-288-8522

Jeani Tower

Founder
Layer
Custom debt recovery solutions tailored to your business.

Our Core Services

Our numbers speak to our commitment and results.

Trusted. Transparent. Proven.

Every client, every account, and every resolution matters. That’s why our results speak louder than promises — and why our clients come back year after year.

Whether you need a one-time collection or long-term recovery strategy, our team is here to support your success with professionalism and proven outcomes.

Recovered for Clients

Recovery Rate on Qualified Cases

Of Trusted Service

Meet the Team Behind Towner & Kohler

Experienced. Professional. Committed to your success.

Jeani Towner is the founder of Towner & Kohler, where she brings a sharp strategic mind and a deep commitment to client success. Known for her thoughtful leadership and collaborative approach, Jeani blends industry expertise with a genuine passion for helping businesses navigate complex challenges with clarity and confidence. Her work reflects a balance of professionalism, creativity, and integrity that has become a hallmark of the Towner & Kohler brand.
Contact us

Feel Free to Contact Us Here

333 N Wilmot Rd Suite 340 Tucson, AZ 85711 USA



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